Attention homeowners: Real estate appraisal services for in Laveen and Maricopa County

Here are the top reasons AZ homeowners hire LCL Appraisals LLC:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To lower their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a AZ divorce, when real estate property needs to be divided
To settle an estate in Maricopa county or AZ by determining the true market value of property in question

Own a house in or near Laveen, AZ and need help deciding the price of it?
Contact LCL Appraisals LLC.

We at LCL Appraisals LLC understand the particular needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at LCL Appraisals LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to remove PMI

A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At LCL Appraisals LLC, we're experienced in helping clients just like you delete unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down or not appreciating as much as other properties nearby. That only means you are going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from LCL Appraisals LLC is your best weapon.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. A professional appraisal from LCL Appraisals LLC can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from LCL Appraisals LLC can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? LCL Appraisals LLC can We can assist you. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.